How to Use FNB Virtual Card

A Step-by-Step Guide on How to Use FNB Virtual Card

In today’s digital era, virtual cards have become an integral part of secure and convenient transactions. If you’re a First National Bank (FNB) customer and want to harness the benefits of their virtual card, you’re in the right place. This step-by-step guide will walk you through the process, ensuring you can make online purchases, protect your financial information, and enjoy the flexibility of virtual payments.

Step 1: Accessing FNB Online Banking

Begin by logging into your FNB online banking account. If you don’t have one, you’ll need to sign up. Once logged in, navigate to the section that manages your cards or accounts. Look for the option related to virtual cards or card management.

Step 2: Requesting a Virtual Card

In the card management section, locate the option to request a virtual card. FNB typically provides the option to create virtual cards linked to your main account. Follow the prompts to generate a new virtual card.

Step 3: Customizing Your Virtual Card

FNB may offer customization options for your virtual card, such as setting spending limits or designating it for specific types of transactions. Take advantage of these features to tailor the virtual card to your preferences and security needs.

Step 4: Retrieving Card Details

Once your virtual card is generated, you will typically be able to view its details, including the card number, expiration date, and CVV code, within your online banking portal. Make note of these details as they are essential for making online purchases.

Step 5: Making Online Purchases

Now that you have your virtual card details, you can use them for online transactions wherever virtual cards are accepted. During the checkout process on a website, input the virtual card information instead of your physical card details.

Step 6: Monitoring Transactions

Stay vigilant by regularly checking your FNB online banking portal for updates on your virtual card transactions. This allows you to track your spending, verify the accuracy of transactions, and promptly address any discrepancies.

Step 7: Security Measures

FNB prioritizes the security of your virtual transactions. Familiarize yourself with additional security features such as one-time passwords or authentication methods that may be in place to enhance the safety of your virtual card transactions.

Step 8: Managing Your Virtual Card

Should you need to make changes to your virtual card, such as updating spending limits or deactivating it, return to the card management section of your online banking portal. FNB often provides straightforward options for managing and customizing your virtual cards.


In conclusion, leveraging the power of FNB’s virtual card is a seamless process when you follow these step-by-step instructions. By taking advantage of the customization options, monitoring your transactions, and staying informed about security measures, you can make the most of your virtual card for secure and convenient online payments. Enjoy the flexibility and peace of mind that comes with embracing the future of digital transactions.

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